Terms and Conditions of Use for SteveFloyd.Blog

Please read these Terms and Conditions (“Terms”) carefully before using the SteveFloyd.Blog website (the “Website”) operated by Steve Floyd (“we,” “us,” or “our”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the Website.

  1. Intellectual Property
    The content on the Website, including but not limited to text, graphics, images, videos, and logos, is the intellectual property of Steve Floyd or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or otherwise use any content from the Website without prior written permission from us.
  2. User Conduct
    When using the Website, you agree to abide by the following rules of conduct:
    a. You will not use the Website for any unlawful purpose or in any way that could harm or interfere with the operation of the Website.
    b. You will not attempt to gain unauthorised access to any part of the Website, accounts, or computer systems.
    c. You will not engage in any activity that may disrupt or interfere with other users’ experience on the Website.
    d. You will not post or transmit any content that is unlawful, defamatory, obscene, offensive, or infringes upon the rights of others.
    e. You will not impersonate any person or entity or misrepresent your affiliation with any person or entity.
  3. Privacy
    We value your privacy and handle your personal information in accordance with our Privacy Policy. By using the Website, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.
  4. Links to Third-Party Websites
    The Website may contain links to third-party websites that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We encourage you to read the terms and conditions and privacy policy of any third-party website you visit.
  5. Disclaimer of Warranties
    The Website is provided on an “as is” and “as available” basis without any warranties, expressed or implied. We do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
  6. Limitation of Liability
    To the extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website. Our total liability for any claims arising out of or relating to these Terms or the Website shall not exceed the amount paid by you, if any, for accessing the Website.
  7. Indemnification
    You agree to indemnify and hold us harmless from and against any claims, damages, liabilities, losses, costs, or expenses arising out of or in connection with your use of the Website or any violation of these Terms.
  8. Modifications to the Terms
    We reserve the right to modify or replace these Terms at any time. By continuing to access or use the Website after any revisions become effective, you agree to be bound by the revised Terms. It is your responsibility to review the Terms periodically.
  9. Governing Law and Jurisdiction
    These Terms shall be governed by and construed in accordance with the laws of Western Australia, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Western Australia.
  10. Severability
    If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
  11. Entire Agreement
    These Terms constitute the entire agreement between you and us regarding the use of the Website and supersede any prior or contemporaneous agreements, understandings, or representations.

If you have any questions or concerns about these Terms, please contact us at steve@stevefloyd.blog.

Last updated: 4th June 2023

Affiliate Disclaimer

At SteveFloyd.Blog, we believe in transparency and honesty when it comes to recommending products and services to our readers. Therefore, we want to disclose that some of the links on our website are affiliate links.

What are affiliate links? These are special links that, when you click on them and make a purchase, we may earn a commission from the company or vendor at no additional cost to you. These commissions help support the operation and maintenance of our website, allowing us to continue providing valuable content to our readers.

Please note that we only promote products or services that we have personally used, researched, and believe can bring value to our audience. Our recommendations are based on our genuine opinions and experiences, and we strive to provide accurate and up-to-date information.

It is important to understand that the decision to purchase a product or service through an affiliate link is entirely up to you, and we encourage you to do your own research and make informed decisions. We take no responsibility for any purchases made through affiliate links and their associated transactions.

We appreciate your support in using our affiliate links as it helps us continue to create helpful content and maintain the website. If you have any questions or concerns regarding our affiliate links or the products/services we recommend, please don’t hesitate to contact us.

Thank you for being a valued reader of SteveFloyd.Blog.

If you have any questions regarding the above, please do not hesitate to contact me at steve@stevefloyd.blog

Financial Disclaimer

The information provided on SteveFloyd.Blog (the “Website”) is for general informational purposes only and does not constitute financial advice. The Website is not intended to be a substitute for professional financial advice, and you should always seek the advice of a qualified financial professional before making any financial decisions.

The author of SteveFloyd.Blog (referred to as “we” or “us”) is not a licensed financial advisor or a registered investment advisor. The content provided on the Website is based on the author’s personal opinions and experiences and should not be considered as a recommendation or endorsement of any particular financial product, service, or strategy.

We strive to provide accurate and up-to-date information on the Website, but we cannot guarantee the accuracy, completeness, or timeliness of the information. Financial markets and regulations are subject to change, and the information provided may become outdated or inaccurate over time. Therefore, you should independently verify any information before making any financial decisions.

Any examples, case studies, or hypothetical scenarios provided on the Website are for illustrative purposes only and should not be considered as a guarantee of future results. Past performance is not indicative of future results, and investment outcomes can vary depending on individual circumstances.

The Website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or reliability of any third-party websites, and linking to them does not imply our endorsement or affiliation with them. You should review the terms and conditions and privacy policies of any third-party websites you visit.

By using the Website, you acknowledge and agree that you are solely responsible for any financial decisions you make based on the information provided on the Website. We shall not be held liable for any losses, damages, or expenses arising from your use of or reliance on the information provided on the Website.

Please consult with a qualified financial professional for personalized advice tailored to your specific financial situation and goals.

If you have any questions regarding the above, please do not hesitate to contact me at steve@stevefloyd.blog